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Can You Afford a Heart Attack

Heart attack costs have skyrocketed in recent years. Let's get up close and personal with the various charges one would have to pay. First, general ambulance service. $800-$1500, sometimes even more depending on your location.

Your second heart attack cost will be an additional $100+ for ambulance medical support.

Third, emergency room services at your local hospital. That's at least $750. Then there are emergency room professional fees, another $250 or so. Then we have $500 for laboratory tests, about $300 for EKG, X-ray drugs, etc. Plan on about $2500 for your emergency room visit.

Your fourth cost will probably be your stay in the hospital CU while they figure out what to do next. That's around $850 a day, and you'll probably be there one day.

If you don't live near a major medical facility with a heart specialist on staff, you are going for a ride in a plane or helicopter. $5000-$6000.

Up to here, you've spent about $10,000 or so. The rest of the costs will make that seem like chump change. Figure on about $22,000-$25,000 for your stay in the heart medical center while they investigate your heart problem and try to repair your heart damage. This doesn't include the surgeon, who will add additional thousands to your overall heart attack cost. So now your heart attack cost is over $40,000. If everything goes well (relatively speaking) and your heart problem can be corrected by Coronary Angioplasty, you are left with one remaining bill, the chemical or treadmill stress test. This could add as much as $5,000 more to your growing tab.

So we're talking $45,000-$50,000 minimum here. If the Coronary Angioplasty procedure isn't sufficient and open heart surgery is needed, your heart attack cost could easily more than double.

Some will say "Hey, that's why I have insurance". Good. But if you've ever used your medical insurance, you know there are always amounts left unpaid. Even if your insurance covers all the above, you could still be looking at thousands of dollars coming out of your pocket.

Eating a healthy diet, not smoking, drinking only in moderation, exercising - all healthy habits - most of which can save you a little money too. When you realize they can also help you avoid the dangerous and costly experience detailed above....well, it's a no-brainer.

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